Hi, everyone: I am in the UK, I am the owner of a takeaway and I have just set up my business acount. Today I got a form from the bank. I don't understand a phrase on the form which is ' average stock levels'. There is also a phrase in front of ' average stock levels' that is ' expected total card sales during the next 12 months'. I have two questions: 1. What does ' average stock levels' mean? 2. What does average refer to? Is means 12 months or one month. Thank you !