Bank's buffers

[la sourie]

Goodevening everybody. I tried to find the meaning of "bank's buffers", without success. "Banks’ buffers of deposits should also shrink, relative to loans, as the savings rate falls and as people move cash into higher-return shares and bonds (earning banks fees in the process).
Thanks

 

[TimLA]

Good morning,

"Buffer" here is a general term meaning the total amount of money on deposit with the bank that the bank can use as a "buffer" - that is, an account that it can withdraw from in case of particular needs.

I wonder if "cuscinetto" might work...let's see what the experts say.

 

[Tellure]

Good morning,

"Buffer" here is a general term meaning the total amount of money on deposit with the bank that the bank can use as a "buffer" - that is, an account that it can withdraw from in case of particular needs.

I wonder if "cuscinetto" might work...let's see what the experts say.

Buongiorno,

Non sono un'esperta, però ho trovato questo:

As a result, during economic upswings banks would build up provisions that could act as a buffer during a downturn.

Il risultato sarebbe che nelle fasi di espansione economica le banche accumulerebbero accantonamenti che potrebbero fungere da riserva cuscinetto in caso di recessione.

EUR-Lex

Saluti,
R.

 

[la sourie]

It sounds clear now.
Thanks very much for the answers.