caused through/by

[belongedto]

Good afternoon, everyone.

INSURANCE COVERAGE
The most important types of insurance coverage are:
Bodily injury and property damage liability—
Mandatory coverage that provides payment for injuries or damages caused through your negligence to another person or another person’s property. This coverage can be used to meet the requirements of the Utah Motor Vehicle Financial Responsibility Law.

Source: Utah Drivers Handbook 2022-2023

Can I say "caused by" in this context?

 

[broche]

Good afternoon, everyone.

INSURANCE COVERAGE
The most important types of insurance coverage are:
Bodily injury and property damage liability—
Mandatory coverage that provides payment for injuries or damages caused through your negligence to another person or another person’s property. This coverage can be used to meet the requirements of the Utah Motor Vehicle Financial Responsibility Law.

Source: Utah Drivers Handbook 2022-2023

Can I say "caused by" in this context?

Yes, you can.

Also:
because of
caused due to
caused via
resulting from

 

[The Newt]

"Caused through" is a bit unusual, but in this context it's reasonable.