esposizione creditizia

[sul serio]

The context: La valutazione delle perdite in cui si potrebbe incorrere relativamente alle singole esposizioni creditizie dipende da multepolici fattori, tra cui....
instances of exposure to debt?
instances of indebtedness?
Any ideas would be much appreciated.

 

[Benzene]

Ciao sul serio!

La mia proposta è:

"outstanding credit".

Bye,

Benzene

 

[sul serio]

Thank you very much!

 

[pescara]

Direi: the estimation of potential losses relative to individual credit exposures depends on many factors...

Ciao.

 

[sul serio]

Grazie mille! Va bene anche questo.

 

[pescara]

There is a subtle but important difference between "outstanding credit" and "credit exposure." As an example, if a borrower has a $100 line of credit and has borrowed $50, the outstanding credit is $50 but the credit exposure is $100, because the borrower has the right to borrow up to $100.

In your text, credit exposure is the proper translation. I'm sure of this - I used to be a banker.

Ciao.

 

[sul serio]

Thank you very much for highlighting this. (Maybe translators earn more than bankers these days?!!!) (Cheeky!)