for the year ended December 31, 2016 vs. as of December 31, 2016 vs. in 2016

Dogs&puppies

New Member
Russian, Russia
Hello,

I am trying to figure out the difference between these phrases "for the year ended December 31, 2016 vs. as of December 31, 2016 vs. in 2016". To me they seem to have (nearly) the same meaning, especially "for the year ended December 31, 2016" and "in 2016".

Here is some context: "Our largest cobrand portfolio accounted for approximately 7 percent of our worldwide billed business for the year ended December 31, 2016 and approximately 20 percent of the worldwide Card Member loans as of December 31, 2016".

Thank you for help!
 
  • Glenfarclas

    Senior Member
    English (American)
    "The year ended December 31, 2016" refers to an entire year, i.e. 365 or 366 days.

    "As of December 31, 2016" refers to conditions on that particular day. If you search the forum, you'll find a lot of different threads discussing how to use the phrase "as of."
     
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