I think the term is used overall with things having to do with money businessmnzrob said:Risk averse is a way to describe a person. A person who is risk averse is someone who avoids risk. Maybe it should be spelled "risk-averse"? I'm not sure.
It follows the normal rules. Hyphenated if used as a compound adjective (before the noun it modifies), separated if it used predicatively (following the object):Maybe it should be spelled "risk-averse"? I'm not sure.