**in**Y" or "Share of X

**to**Y"? "Ratio of X

**to**Y" or "Ratio of X

**in**Y"?

Examples:

**The share of loans in total assets is 20%.**

**The share of loans to total assets is 20%.**

**The ratio of loans to total assets is 20%.**

**The ratio of loans in total assets is 20%.**