state-owned lenders <which/who> do not want rivals to poach depositors

Discussion in 'English Only' started by mohit7269, Jun 30, 2013.

  1. mohit7269 Senior Member

    India - Hindi & English
    The following is an excerpt from Economist.com.
    Interest-rate liberalisation, for example, faces resistance from state-owned lenders which do not want rivals to poach depositors by offering better rates.
    vs
    Interest-rate liberalisation, for example, faces resistance from state-owned lenders who do not want rivals to poach depositors by offering better rates.

    Which of the above is correct? If both are correct, is there any difference in the meaning of the two?

    Ref: http://www.economist.com/news/china...also-alarming-clumsiness-re-education-through

    Thanks,
     
  2. e2efour

    e2efour Senior Member

    England (aged 76)
    UK English
    They are both correct. I don't see any difference in meaning. Who can be used of entities (after all, a company or a lender is a legal person), although it is more often limited to people and animals. which or that being used for things.
     
  3. Parla Member Emeritus

    New York City
    English - US
    I think which, the word used by The Economist, is correct, since the reference is to institutions and not to individuals.
     
  4. e2efour

    e2efour Senior Member

    England (aged 76)
    UK English
  5. Parla Member Emeritus

    New York City
    English - US
    US newspapers, which have laid off many copy editors, are no longer examples of superior English usage.
     

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